Terms of Use
Last updated: September 29, 2026
Agreement
By using Swift Penguin (https://www.swiftpenguin.com), you agree to these terms. If you do not agree, do not use the site.
Educational purpose only
All tools, calculators, guides, blogs, and broker information on this site are for educational and informational purposes only. Nothing here is financial, investment, tax, or legal advice. We do not recommend that you buy or sell any security. Always do your own research and consider speaking with a qualified professional.
Investing involves risk
Trading and investing can result in partial or total loss of capital. Past performance does not guarantee future results. Calculator outputs depend on the inputs you provide and simplified assumptions — they may be wrong, incomplete, or unsuitable for your situation.
No warranties
The site is provided “as is” without warranties of any kind, express or implied, including accuracy, availability, or fitness for a particular purpose. Market data, when shown, may be delayed, incomplete, or unavailable.
Limitation of liability
To the fullest extent permitted by law, Swift Penguin and its operator are not liable for any losses or damages arising from your use of the site, reliance on any content, or decisions you make about investments or brokers.
Affiliate disclosure
Some outbound broker links are affiliate or referral links. We may earn a commission if you sign up through them, at no additional cost to you. That does not change the educational nature of our tools. Broker promotions (including welcome bonuses) are subject to the broker's terms and may vary by region.
Acceptable use
Do not misuse the site (for example by attempting to disrupt services, scrape in a way that harms availability, or use tools for unlawful activity). We may block access that threatens the service.
Third-party sites
Links to brokers and other sites are outside our control. Their terms and privacy policies apply once you leave Swift Penguin.
Changes
We may update these terms. Continued use after changes means you accept the updated terms.
Contact
Questions: thederpywhale@hotmail.com · Contact page · Privacy Policy